?When you are going to buy a piece of Life Insurance For Senior Citizens, you should make sense of what the health insurance is. The health insurance makes the body of the insured as the insurance mark, and make insurant in illness or accident harm caused by the cost or loss occur for reimbursement of a kind of insurance. According to insurance responsibility, the health insurance, health insurance is disease insurance, medical insurance, income protection insurance, and the disease that indicates a health insurance must have the following three conditions:
- At first, it must due to the obvious reasons caused by the foreign.
- Secondly, it must be produced in the cause of congenital caused.
- Thirdly, it must be the reason which is not the cause of long existence.
In addition, you should know how long the health insurance is,
(a)??? Insurance time limit
?In addition to major disease insurance beyond, and the most health insurances especially are the medical expenses insurance for one-year and it is often short term contract.
(b)??? Actuarial technology ??
Health insurance product pricing is mainly considered on the disease rate, the disable rate and the disease (disability) additionally their lasting time. Health insurance premium to insurance amount calculated based on the loss rate and the annual responsibility is the reserved and general premium income in that the certain proportion is in escrow. In addition, on the waiting period, the exception period, and payment method will also affect the final limit rates
(c)??? Pay for Health insurance
the health insurance which are applicable to compensate a principle problem, it cannot treat as the same expenses for the principle of health insurance, it is a kind of the compensatory given pay.
Source: http://www.bjczr.com/2012/07/health-insurance-on-your-side/
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